We strive to provide our clients with the best possible service and products within the mortgage industry. We look forward to not only meeting, but exceeding your expectations with regards to your new loan.
Todd Windes has been providing home loans since entering the mortgage industry in 1998. Mr. Windes opened his own mortgage company Local Lending, in 2004, and grew it to the largest mortgage brokerage in Kern County during the height of the recession in 2009 and 2010 employing up to 31 people. Mr. Windes brings a vast knowledge of all types of home mortgage loans ranging from first time home buyer’s programs to the most sophisticated home loans for our most experienced clients. Mr. Windes is currently the broker and partner of Local Lenders Group.
My name is Dana Vague. I have been a lender for 25 years, beginning in retail in 1991 and moving to brokering in 1996. I love my job! And I love my clients! It brings me great joy to see how happy clients are when they hear they are new homeowners. It’s it my motivation, 7 days a week!
I am primarily a residential lender, providing financing for FHA, VA, conventional, subprime, hard money, and commercial lines of credit. As a broker, we are able to procure the marketplace for just the right bank for each buyer. No client is the same. Having a multitude of choices is our weapon. We have wonderful relationships with many money sources. This allows us to provide each buyer or that person refinancing, a unique edge over retail banks. We have many sources to choose from. They have one. It is our edge for sure!
My client base has been built over 25 years, and I have worked on committees, fundraiser's, golf tournaments, and the like, to be a part of the lending community. My greatest advantage is my network of past clients. My referral base is large and my community of friends as each client becomes, is my reason for working that much harder for the next referral.
I am blessed and thank God for all He has done for me!
Myra Garcia entered the Mortgage industry in 1997 and has worked passionately to learn the ins and outs of the industry. She has used her ability to speak Spanish to help a diverse number of clients make their dream of becoming a homeowner a reality through all types of Home Loan Programs available today. Myra’s passion and dedication to creating a dynamic and engaging environment makes her an incredible asset to Local Lenders Group.
Tracy started her work experience in 1994 with Retail until she started her career in Mortgage Brokering in 2006. Since then, Tracy has worked a vast amount of services including Refinancing, Primary and Investment Purchases with Conventional, FHA and VA financing. Tracy conducts most of her business through referrals from satisfied clients and contributes that to the amazing team of Realtors she surrounds herself with. She dedicates herself to learn through every transaction. Tracy is also a distinguished partner of the Local Lenders Group Team.
Andrea Venegas is entering the mortgage industry with the Local Lenders Group team. Andrea has 17 years of business experience, developing her team and herself to create the best customer experience. She understands the importance of communication, and will strive to make the process as seamless as possible. She is dedicated to helping you get into the home of your dreams.